Loan Rates To Meet Your Needs

Current Rates

Rate are accurate as of 04/24/25. Rates Subject to Change Without Notice.

Mortgages

Term	Rate	Points	APR**	Monthly Payment per Thousand*
30 Year	6.750%	0	6.884%	$6.49
30 Year	6.500$	1	6.729%	$6.32
25 Year	6.625%	0	6.773%	$6.83
25 Year	6.375%	1	6.629%	$6.67
20 Year	6.500%	0	6.671%	$7.46
20 Year	6.250%	1	6.545%	$7.31
20 Year	6.000%	2	6.419%	$7.16
15 Year	6.000%	0	6.204%	$8.44
15 Year	5.750%	1	6.108%	$8.30
15 Year	5.500%	2	6.012%	$8.17
10 Year	5.750%	0	6.032%	$10.98
10 Year	5.500%	1	6.001%	$10.85
10 Year	5.250%	2	5.970%	$10.73
5 Year	5.750%	0	6.282%	$19.22

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).

**Annual Percentage Rate ***Rates subject to change at any time without notice.

Home Equity Term Loans

Term	Rate	APR**	Monthly Payment Per Thousand*
15 Year	6.50%	6.54%	$8.71
10 Year	6.50%	6.57%	$11.35
7 Year	6.25%	6.337%	$14.73
5 Year	6.00%	6.114%	$19.33

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***Rates subject to change at any time without notice.

Home Equity Line of Credit Rates

Term	Monthly Federal Cost of Funds****	Current APR**	Maximum APR**
Adjustable	+2.25%	5.916%	11.916%

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm