Current Rates
Rate are accurate as of 04/03/25. Rates Subject to Change Without Notice.
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|---|---|---|---|
| 30 Year | 6.75% | 0 | 6.88% | $6.49 |
| 30 Year | 6.50% | 1 | 6.73% | $6.32 |
| 25 Year | 6.63% | 0 | 6.77% | $6.83 |
| 25 Year | 6.38% | 1 | 6.63% | $6.67 |
| 20 Year | 6.63% | 0 | 6.80% | $7.53 |
| 20 Year | 6.38% | 1 | 6.67% | $7.38 |
| 20 Year | 6.13% | 2 | 6.55% | $7.24 |
| 15 Year | 6.13% | 0 | 6.33% | $8.51 |
| 15 Year | 5.88% | 1 | 6.24% | $8.37 |
| 15 Year | 5.63% | 2 | 6.14% | $8.24 |
| 10 Year | 6.00% | 0 | 6.29% | $11.10 |
| 10 Year | 5.75% | 1 | 6.26% | $10.98 |
| 10 Year | 5.50% | 2 | 6.23% | $10.85 |
| 5 Year | 6.00% | 0 | 6.54% | $19.33 |
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|---|---|---|
| 15 Year | 6.50% | 6.54% | $8.71 |
| 10 Year | 6.50% | 6.57% | $11.35 |
| 7 Year | 6.50% | 6.59% | $14.85 |
| 5 Year | 6.25% | 6.37% | $19.45 |
**Annual Percentage Rate
***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 5.923% APR**
- 11.923% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.