Interest Rates To Meet Your Needs

Current Rates

Rate are accurate as of 04/04/25. Rates Subject to Change Without Notice.

 

Checking & Money Market Accounts

ProductMinimum*Payment of InterestRateAPY**
Checking Account$50 Monthly0.70%0.70%
Money Market Account$1-$999.99Monthly0.85%0.85%
Money Market Account$1,000-$4,999.99Monthly0.85%0.85%
Money Market Account$5,000-$9,999.99Monthly0.99%1.00%
Money Market Account$10,000 and upMonthly1.24%1.25%
*CHECKING ACCOUNTS require a minimum $50.00 deposit to open and MONEY MARKET DEPOSIT ACCOUNTS require a minimum deposit of $1,000.00 to open. For a list of checking account fees, please visit our fees page.
For more information, please contact us. Depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC). Individual Retirements Accounts (IRAs) are insured up to $250,000.00.
Interest rate and Annual Percentage Yield may vary after account is opened. Fees may reduce earnings.
**Annual Percentage Yield

 

Savings Accounts

ProductMinimum*Payment of InterestRateAPY**
Passbook/Statement$1-$999.99Quarterly/Monthly0.85%0.85%
Passbook/Statement$1,000-$4,999.99Quarterly/Monthly0.85%0.85%
Passbook/Statement$5,000-$9,999.99Quarterly/Monthly0.95%0.95%
Passbook/Statement$10,000 and upQuarterly/Monthly1.19%1.20%
Club Account$1-$999.99***Annually0.75%0.75%
Club Account$1,000 and up***Annually0.75%0.75%
Passbook Savings Accounts require a minimum $1.00 deposit to open and Statement Savings Accounts require a minimum deposit of $50.00 to open.
**Annual Percentage Yield
For more information, please contact us. Depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC). Individual Retirements Accounts (IRAs) are insured up to $250,000.00.
Interest rate and Annual Percentage Yield may vary after account is opened. Fees may reduce earnings.
***Vacation and Holiday Clubs payment of simple interest is annual on the account if open for the whole term of 50 weeks.

 

Certificates of Deposit

TermMinimum*Payment of InterestRateAPY**
91 Days$500 Monthly/Quarterly/Maturity2.57%2.60%
182 Days$500 Monthly/Quarterly/Maturity2.57%2.60%
9 Months$500 Monthly/Quarterly/Maturity3.99%4.05%
1 Year$500 Monthly or Quarterly2.57%2.60%
18 Months$500 Monthly or Quarterly3.99%4.05%
2 Years$500 Monthly or Quarterly2.67%2.70%
30 Months$500 Monthly or Quarterly2.62%2.65%
3 Years$500 Monthly or Quarterly2.67%2.70%
4 Years$500 Monthly or Quarterly2.67%2.70%
5 Years$500 Monthly or Quarterly2.67%2.70%
*Minimum balance to earn Annual Percentage Yield.
Substantial penalty for early withdrawal could reduce earnings.
For more information, please contact us. Depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC). Individual Retirements Accounts (IRAs) are insured up to $250,000.00.
**Annual Percentage Yield