Interest Rates To Meet Your Needs

Current Rates

Rate are accurate as of 04/24/25. Rates Subject to Change Without Notice.

Checking & Money Market Accounts

Product	Minimum*	Payment of Interest	Rate	APY**
Checking Account	$50	Monthly	0.70%	0.70%
Money Market Account	$1-$999.99	Monthly	0.85%	0.85%
Money Market Account	$1,000-$4,999.99	Monthly	0.85%	0.85%
Money Market Account	$5,000-$9,999.99	Monthly	0.99%	1.00%
Money Market Account	$10,000 and up	Monthly	1.24%	1.25%

*CHECKING ACCOUNTS require a minimum $50.00 deposit to open and MONEY MARKET DEPOSIT ACCOUNTS require a minimum deposit of $1,000.00 to open. For a list of checking account fees, please visit our fees page.
For more information, please contact us. Depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC). Individual Retirements Accounts (IRAs) are insured up to $250,000.00.
Interest rate and Annual Percentage Yield may vary after account is opened. Fees may reduce earnings.
**Annual Percentage Yield

Savings Accounts

Product	Minimum*	Payment of Interest	Rate	APY**
Passbook/Statement	$1-$999.99	Quarterly/Monthly	0.85%	0.85%
Passbook/Statement	$1,000-$4,999.99	Quarterly/Monthly	0.85%	0.85%
Passbook/Statement	$5,000-$9,999.99	Quarterly/Monthly	0.95%	0.95%
Passbook/Statement	$10,000 and up	Quarterly/Monthly	1.19%	1.20%
Club Account	$1-$999.99	***Annually	0.75%	0.75%
Club Account	$1,000 and up	***Annually	0.75%	0.75%

Passbook Savings Accounts require a minimum $1.00 deposit to open and Statement Savings Accounts require a minimum deposit of $50.00 to open.
**Annual Percentage Yield
For more information, please contact us. Depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC). Individual Retirements Accounts (IRAs) are insured up to $250,000.00.
Interest rate and Annual Percentage Yield may vary after account is opened. Fees may reduce earnings.
***Vacation and Holiday Clubs payment of simple interest is annual on the account if open for the whole term of 50 weeks.

Certificates of Deposit

Term	Minimum*	Payment of Interest	Rate	APY**
91 Days	$500	Monthly/Quarterly/Maturity	2.57%	2.60%
182 Days	$500	Monthly/Quarterly/Maturity	2.57%	2.60%
9 Months	$500	Monthly/Quarterly/Maturity	3.94%	4.00%
1 Year	$500	Monthly or Quarterly	2.57%	2.60%
18 Months	$500	Monthly or Quarterly	3.94%	4.00%
2 Years	$500	Monthly or Quarterly	2.67%	2.70%
30 Months	$500	Monthly or Quarterly	2.62%	2.65%
3 Years	$500	Monthly or Quarterly	2.67%	2.70%
4 Years	$500	Monthly or Quarterly	2.67%	2.70%
5 Years	$500	Monthly or Quarterly	2.67%	2.70%

*Minimum balance to earn Annual Percentage Yield.
Substantial penalty for early withdrawal could reduce earnings.
For more information, please contact us. Depositors are insured up to $250,000.00 by the Federal Deposit Insurance Corporation (FDIC). Individual Retirements Accounts (IRAs) are insured up to $250,000.00.
**Annual Percentage Yield