Loan Rates To Meet Your Needs

Current Rates

Rate are accurate as of 06/09/26. Rates Subject to Change Without Notice.

Mortgages

Term	Rate	Points	APR**	Monthly Payment per Thousand*
30 Year	6.625%	0	6.757%	6.40
30 Year	6.375%	1	6.601%	6.24
25 Year	6.500%	0	6.646%	6.75
25 Year	6.250%	1	6.501%	6.60
20 Year	6.250%	0	6.416%	7.31
20 Year	6.000%	1	6.290%	7.16
20 Year	5.750%	2	6.162%	7.02
15 Year	5.875%	0	6.076%	8.37
15 Year	5.625%	1	5.980%	8.24
15 Year	5.375%	2	5.884%	8.10
10 Year	5.500%	0	5.776%	10.85
10 Year	5.250%	1	5.743%	10.73
10 Year	5.000%	2	5.712%	10.61
5 Year	5.500%	0	6.021%	19.10

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Term Loans

Term	Rate	APR**	Monthly Payment Per Thousand*
15 Year	6.000%	6.043%	$8.44
10 Year	6.000%	6.061%	$11.10
7 Year	5.750%	5.830%	$14.49
5 Year	5.750%	5.859%	$19.22

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Line of Credit Rates

Term	Monthly Federal Cost of Funds****	Current APR**	Maximum APR**
Adjustable	+2.25%	5.707%	11.707%

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm
Loans subject to credit approval.