Loan Rates To Meet Your Needs

Current Rates

Rate are accurate as of 10/15/25. Rates Subject to Change Without Notice.

Mortgages

Term	Rate	Points	APR**	Monthly Payment per Thousand*
30 Year	6.250%	0	6.376%	6.16
30 Year	6.000%	1	6.218%	6.00
25 Year	6.250%	0	6.392%	6.60
25 Year	6.000%	1	6.246%	6.44
20 Year	6.250%	0	6.416%	7.31
20 Year	6.000%	1	6.290%	7.16
20 Year	5.750%	2	6.162%	7.02
15 Year	5.500%	0	5.694%	8.17
15 Year	5.250%	1	5.596%	8.04
15 Year	5.000%	2	5.498%	7.91
10 Year	5.500%	0	5.776%	10.85
10 Year	5.250%	1	5.743%	10.73
10 Year	5.000%	2	5.712%	10.61
5 Year	5.500%	0	6.021%	19.10

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Term Loans

Term	Rate	APR**	Monthly Payment Per Thousand*
15 Year	6.750%	6.799%	$8.85
10 Year	6.500%	6.566%	$11.35
7 Year	6.250%	6.337%	$14.73
5 Year	6.000%	6.114%	$19.33

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Line of Credit Rates

Term	Monthly Federal Cost of Funds****	Current APR**	Maximum APR**
Adjustable	+2.25%	5.912%	11.912%

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm
Loans subject to credit approval.