Loan Rates To Meet Your Needs

Current Rates

Rate are accurate as of 04/23/26. Rates Subject to Change Without Notice.

Mortgages

Term	Rate	Points	APR**	Monthly Payment per Thousand*
30 Year	6.500%	0	6.630%	6.32
30 Year	6.250%	1	6.473%	6.16
25 Year	6.250%	0	6.392%	6.60
25 Year	6.000%	1	6.246%	6.44
20 Year	6.000%	0	6.162%	7.16
20 Year	5.750%	1	6.034%	7.02
20 Year	5.500%	2	5.905%	6.88
15 Year	5.750%	0	5.949%	8.30
15 Year	5.500%	1	5.852%	8.17
15 Year	5.250%	2	5.755%	8.04
10 Year	5.500%	0	5.776%	10.85
10 Year	5.250%	1	5.743%	10.73
10 Year	5.000%	2	5.712%	10.61
5 Year	5.500%	0	6.021%	19.10

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Term Loans

Term	Rate	APR**	Monthly Payment Per Thousand*
15 Year	6.000%	6.043%	$8.44
10 Year	6.000%	6.061%	$11.10
7 Year	5.750%	5.830%	$14.49
5 Year	5.750%	5.859%	$19.22

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Line of Credit Rates

Term	Monthly Federal Cost of Funds****	Current APR**	Maximum APR**
Adjustable	+2.25%	5.705%	11.705%

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm
Loans subject to credit approval.